Plan smarter. Retire better.
Clear, evidence-based thinking on CPP, OAS, and the retirement math that actually matters.
The Ultimate Guide to Canadian Retirement Calculators 2026
Retirement calculators promise clarity. Most deliver false confidence. Here's how to use them without getting burned.
The Uncomfortable Truth About Retirement-Proofing Your Finances
The most dangerous retirement assumption isn't your return rate. It's believing things will go back to normal. Your plan needs to work even if they don't.
Retirement Planning Is Harder Now: How to Navigate the New Complexity
88% of Canadians say retirement is more complicated than it was 20 years ago. They're not wrong. But complexity is manageable—if you know what the confident planners figured out.
The $1 Million Retirement Myth: Why Canadians Think They Need 50% More Than Inflation Explains
Canadians now say they need $1M to retire—but inflation only explains $685K of that. The extra $335K? Pure anxiety. Here's what actually separates the confident from the panicked.
The Retirement Anxiety Peak: Why 55-59 Year Olds Are Freaking Out
Can I actually retire at 62? What changes if I wait until 65? How does CPP factor in? What if one of us stops working early? Do our savings cover the gap? The difference between feeling anxious and f
The Retirement Freedom Paradox: Why Most of Us Are Planning to Keep Working
Everyone wants freedom in retirement, but most plan to keep working. The gap between the retirement you want and the one you'll get? It comes down to control—and having the numbers to choose.